Terms of Use

Your safety is our priority.

Overview of our Terms of Use.

These terms and conditions represent an Agreement between Change Money Pty Ltd (“Change”, “we”, “us” or “our”) and you (“you” and “your”) when you use Change’s service and features as described in these Terms, as may be amended from time to time (the “Service”). You sign up for the Service and enter into an agreement with Change by accepting these terms. You acknowledge that each time you use our Service, you will be deemed to agree to the then current version of these Terms. 

About Change.

Change is all about creating the best and most rewarding shopping experience for consumers. Shopping occurs within our mobile app (iOS and Android) and our browser extension. Consumers can earn points for purchases made, which can in-turn be redeemed for rewards such as cashback, cryptocurrency or donating the value of points to a favourite charity or cause.

Links to other websites.

The Change app and browser extension contains links to other websites operated by third parties (“Third Party Websites”). Any such links are provided for convenience only. Change does not endorse, approve of or recommend those Third Party Websites, and is not responsible for the information, graphics and material they contain (“Third Party Material”).

All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. In so far as such offers and statements are made on the Change app or browser extension, such offers and statements are made by Change on behalf of the Third Party Website operator. Change expressly disclaims acting in any other respect on behalf of Third Party Website operators.

Subject to any rights at law which cannot be excluded, Change makes no warranties or representations:

(a) About the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Websites; or that Third Party Material does not infringe the intellectual property rights of any person.

(b) When you follow a link on the Change app or browser extension, Third Party Material may be displayed in your browser framed by Material on Change. This material is also Third Party Material for the purpose of these Terms of Use.

(c) By linking Material on Change to Third Party Material, Change does not authorise the reproduction of Third Party Material. If you download software from a Third Party Website, use of that software may be subject to a licence agreement between you and the Third Party Website operator. To the extent permitted by law, Change accepts no responsibility or liability for that software.

(d) Change may receive payments from operators of Third Party Websites in relation to goods or services supplied by the operator as a result of you linking to the Third Party Website from the Change app and browser extension.


While we have made every effort to ensure that information is free from error, Change does not warrant the accuracy, adequacy, suitability or completeness of Material on the Change app and browser extension. Use of Change is at your own risk. Change does not guarantee that the Change app or browser extension, or Third Party Websites will be free from viruses, that the Change will be available, or that access to Change or Third Party Websites will be uninterrupted. You are responsible for taking appropriate precautions for the protection of your computer system and data.

Limitation of liability.

Subject to any rights implied by law which cannot be excluded, Change is not liable to you, whether in contract, tort (including negligence), statute or otherwise, for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs), direct or indirect, whatsoever arising out of or referable to:

(a) Your use of the Change app or browser extension;

(b) Material on this website;

(c) Your use of Third Party Websites; or

(d) Third Party Material.

Change’s liability for a breach of a condition or warranty implied by law or otherwise, and which cannot be excluded, is limited to the extent possible, at Change’s option, to:

(a) The supply of the goods or services again;

(b) The repair of the goods; or

(c) The cost of having the goods or services supplied again or repaired.


Your use of and access to the Change app and browser extension may be terminated at any time by Change without notice. All restrictions, licences granted by you and all disclaimers and limitations of liability by Change will survive termination.


Unless otherwise stated, the information on the Change app and browser extension is provided in compliance with Australian law and is only intended for persons within Australia. The Change app and browser extension may not comply with the laws of countries other than Australia and is not directed at, and should not be relied upon by, persons in any other country.

Copyright and Trademarks.

Copyright on the Material on this website is owned by or licensed to Change.

Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, distributed, displayed or transmitted in any form by any process without the specific written consent of Change.

You must not use any trademark displayed on the Change app or browser extension in any way without our express written consent.

Privacy and the use of the app or browser extension.

Change does not collect any personal information about you when you use the Change app or browser extension unless:

(a) you provide it to us by completing an online application or online form or supplying us with your email address; or

(b) you log on and use the services available on the Change app or browser extension.

Change may also use third parties to collect statistical information to measure the effectiveness of our online advertising. Any third party involved in this process will not collect personal information.

If you use a link from Change to a Third Party Website, the Third Party Website operator is responsible for the security and privacy of your information when you are viewing that website.

Change’s collection and use of your personal information is described in the Change Privacy Policy. By accessing, viewing, or otherwise using this website you agree to be subject to the Change Privacy Policy.

Acceptance of Terms of Use.

You acknowledge and agree that your use of the Change app or browser extension indicates your acceptance of these Terms of Use and the Privacy Policy as varied from time to time.

These are the current Terms of Use. They replace any other terms of use for Change published on the Change website to date. Change may at any time vary the Terms of Use by publishing the varied Terms of Use on the Change website. You accept that by doing this, Change has provided you with sufficient notice of the variation. Your subsequent use of Change constitutes acceptance of the varied Terms of Use.

Updated April 28, 2021.